{"id":1515,"date":"2026-06-29T12:44:24","date_gmt":"2026-06-29T16:44:24","guid":{"rendered":"https:\/\/www.lichenconsulting.com\/%e1%91%ad%e1%93%87%e1%92%83%e1%91%b0%e1%93%82%e1%96%8f%e1%91%a6\/%e1%92%aa%e1%93%9a%e1%90%83%e1%94%ad-%e1%91%ad%e1%93%b4%e2%88%92%e1%93%82%e1%91%af%e1%93%aa%e1%95%99%e1%90%83%e1%93%90\/"},"modified":"2026-06-30T13:10:59","modified_gmt":"2026-06-30T17:10:59","slug":"%e1%92%aa%e1%93%9a%e1%90%83%e1%94%ad-%e1%91%ad%e1%93%b4%e2%88%92%e1%93%82%e1%91%af%e1%93%aa%e1%95%99%e1%90%83%e1%93%90","status":"publish","type":"page","link":"https:\/\/www.lichenconsulting.com\/iu\/%e1%91%ad%e1%93%87%e1%92%83%e1%91%b0%e1%93%82%e1%96%8f%e1%91%a6\/%e1%92%aa%e1%93%9a%e1%90%83%e1%94%ad-%e1%91%ad%e1%93%b4%e2%88%92%e1%93%82%e1%91%af%e1%93%aa%e1%95%99%e1%90%83%e1%93%90\/","title":{"rendered":"\u14aa\u14da\u1403\u152d \u146d\u14f4\u2212\u14c2\u146f\u14ea\u1559\u1403\u14d0"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1515\" class=\"elementor elementor-1515 elementor-1440\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9a3580a elementor-section-content-middle elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9a3580a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-be872d1\" data-id=\"be872d1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27bae7f elementor-widget elementor-widget-heading\" data-id=\"27bae7f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h4 class=\"elementor-heading-title elementor-size-default\">\u14aa\u14da\u1403\u152d<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02ac632 elementor-widget elementor-widget-text-editor\" data-id=\"02ac632\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.13.3 - 28-05-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p id=\"m_-3860739028335637305gmail-docs-internal-guid-44eb842a-7fff-dc1a-fb84-a97d03e42dfc\" dir=\"ltr\"><b>\u1455\u1403\u1483\u146f\u140a \/ \u140a\u1550\u14c7\u1585<\/b><\/p>\n<p><span style=\"font-weight: 400;\">\u14aa\u14da\u1403\u152d \u146d\u14f4\u2212\u14c2\u146f\u14ea\u1559\u1403\u14d0 \u1431\u1528\u1466\u144e\u154b\u14f2\u1591\u152a\u1585 \u157f\u144e\u140a\u14c3\u1466\u1450\u14a5\u1466 \u1581\u1466\u144e\u14d0\u14c2\u1583\u1585\u1450\u14c2 \u1583\u1405\u1528\u14f4\u1585\u144e\u1405\u14ea\u14d7\u14c2 \u14da\u1403\u1472\u14d0 \u1583\u1405\u1528\u14f4\u1585\u144e\u146f\u14d0\u14c2, \u1450\u146d\u14a7\u140a\u1466\u144e\u1466\u144e\u1583\u1455\u1405\u14ea\u14d7\u14c2<br \/>\u1431\u14d5\u1546\u140a\u1591\u152a\u14c2\u1466, \u140a\u1405\u14da\u1466\u144e\u1528\u1405\u14ea\u14d7\u14c2, \u1450\u14f4\u1405\u14aa\u144e\u1466\u144e\u1528\u1405\u14ea\u14d7\u14c2, \u1583\u1405\u1528\u14f4\u1585\u144e\u1405\u14ea\u14d7\u14c2 \u140a\u14bb\u14aa\u14d7 \u144e\u14a5\u1405\u152b\u1466 \u1431\u1559\u14ea\u14d5\u140a\u144e\u1455\u1405\u14c2\u158f\u14d0\u14c4\u1466 \u140a\u14a5\u14f1\u1472\u14ea\u14da\u14d0\u14c2<br \/>\u14c4\u14c7\u14d5\u14d0\u14c2 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\u1405\u1583\u1405\u14ef\u158f\u14d0\u14c4\u1466 \u140a\u1466\u144e\u14c2\u1585\u14f4\u14a5 \u1450\u14f4\u1405\u14aa\u144e\u1466\u144e\u1528\u1405\u14ea\u14d7\u14c2 \u140a\u14bb\u14aa\u14d7 \u1583\u154b\u14f4\u1405\u152d\u1483\u146f\u1466 \u14c2\u1405\u1555\u140a\u1483\u14f4\u14c2\u1466 \u14f4\u1585\u146d\u152e\u1585\u144e\u1466\u144e\u14c2\u1550\u14a7\u1466 \u1450\u146d\u14a7\u140a\u1466\u144e\u1466\u144e\u1528\u1405\u14ea\u14d7\u14c2, \u1431\u14d5\u1546\u1583\u1455\u1405\u1559\u1466\u1450\u14c2\u14d7 \u1450\u14f4\u1405\u14aa\u144e\u1466\u144e\u14ea\u14d7\u14c2, \u144e\u146d\u1405\u144e\u1490\u14f1\u140a\u1585\u144e\u1405\u14ea\u14d7\u14c2, \u144e\u146d\u144e\u1466\u144e\u1405\u14d0\u14d7\u14c2, \u140a\u14bb\u14aa\u14d7 \u1583\u154b\u14f4\u1405\u152d\u1483\u146f\u1466 \u1405\u14c2\u1483\u1473\u14d5\u140a\u1550\u14c2\u1550\u14a7\u1466 \u1431\u148b\u140a\u1585\u144e\u1455\u1405\u14ef\u14aa\u152a\u14c2 \u1472\u14c7\u1455\u14d5\u14ab\u14a5. \u1455\u1403\u1472\u14d0\u1593\u1466 2023-\u14a5 2024-\u14a7\u1466, \u14aa\u14da\u1403\u152d \u1431\u14d5\u1546\u14da\u1405\u1585\u1450\u1585 \u1438\u1405\u1483\u1451\u144e\u1466 \u1403\u14c4\u1403\u1466 \u140a\u1550\u14c7\u158f\u14d0\u14c2\u1466 \u1472\u14c7\u1455\u14a5 \u1583\u1405\u1528\u14aa\u152d\u1405\u152a\u14c2\u1466 \u1450\u146d\u14a7\u140a\u1466\u144e\u1466\u144e\u1528\u1405\u14ea\u14d7\u14c2 \u1583\u1405\u1528\u148b\u140a\u1585\u1455! \u1431\u14d5\u1546\u14c2\u1405\u152a\u14a5, \u1472\u1450\u153e\u1528\u1583\u144e\u1583\u1585\u1450\u14c2 \u1403\u14c4\u14d0\u14c2\u1466 \u14aa\u1483\u146f\u1466\u1450\u14c2\u1466 \u1431\u1528\u1466\u144e\u154b\u1585\u144e\u14c2\u14ea\u14d7 \u14f4\u14c7\u14ea\u14d7\u144e\u1483 \u1431\u1585\u146f\u14ef\u1405\u1449 \u1403\u14da\u148b\u152d\u158f\u14d0\u14c2\u1466 \u1431\u153e\u152a\u144e\u1583\u1585\u1450\u14c2\u1466 \u14c4\u14d5\u140a\u1550\u14c2\u1550\u14a5\u1466 \u140a\u1483\u1455\u14c7\u1585\u1450\u14a6\u14d0\u158f\u14ea\u14d7\u14c2 \u1403\u14c4\u1403\u1466 \u14c4\u14c7\u14d5\u158f\u14d0\u14c4\u1466.   <\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u1403\u14c5\u152a\u14a5\u14c2\u1405\u14ea\u14d7\u14c2 \u1403\u1583\u14d7\u14d0\u14c2 \u140a\u14bb\u14aa\u14d7 \u1431\u1548\u1585\u14f4\u152d\u14a5\u14c2\u1405\u14ea\u14d7\u14c2 \u1431\u1593\u14f1\u14c2 \u140a\u1555\u1466\u1450\u1585\u14ef\u14aa\u14c2\u158f\u14d0\u14c2 \u14c4\u14c7\u1557\u14bb\u14a5, \u14aa\u14da\u1403\u152d \u1431\u1548\u1585\u14f4\u14da\u1405\u1585\u1450\u1585 \u14f4\u14c2\u14d5\u1583\u1585\u1450\u14c2 \u14a5\u1585\u14f1\u1585\u144e\u14c2\u1466 \u140a\u14bb\u14aa\u14d7 \u144e\u144e\u1585\u1450\u1490\u1585\u144e\u14c2\u1466 \u1438\u14d0\u14c2\u1585\u1451\u14a5 \u14c4\u14c7\u1557\u14bb\u14a5. \u1455\u1403\u1483\u146f\u140a \u1431\u14d5\u1546\u140a\u158f\u1466 \u14aa\u14d5\u1449\u1438\u14bb\u14aa\u1455 \u1403\u14da\u148c\u1466 \u1583\u1405\u1528\u14aa\u152d\u158f\u14d0\u14c2\u1466, \u1403\u14c5\u14ef\u1550\u14a5 \u140a\u1450\u1585\u14ef\u14aa\u152d\u158f\u14d0\u14c2\u1466, \u140a\u14bb\u14aa\u14d7 \u14f4\u14d0\u158f\u152a\u140a\u14d7\u14bb\u14a5\u1466 \u140a\u158f\u1585\u14ef\u14aa\u14c2\u1583\u1585\u1450\u144e\u1483 \u1403\u1472\u152a\u1585\u14f0\u148d\u14aa\u14c2\u1550\u14a5\u1466 \u1431\u1585\u146f\u14f0\u1466 \u1472\u152a\u14f0\u14d0\u14c7\u1581\u14ea\u14d7\u148b\u1466 \u140a\u14bb\u14aa\u14d7 \u140a\u1451\u144e\u1583\u1466\u144e\u140a\u1585\u1450\u14c2\u1466 \u1403\u14c2\u1583\u1581\u14ea\u14d7\u148b\u1466 \u1403\u14c4\u1403\u1466 \u1455\u146f\u1483\u14f4\u1405\u14c2\u158f\u14d0\u14c4\u1466 \u14aa\u146d\u14aa\u1466\u144e\u140a\u1548\u14d0\u14c7\u14c2\u140a\u1550\u14aa\u1455 \u1403\u14c4\u1403\u1466 \u14c4\u14c7\u1593\u14c2 \u140a\u14bb\u14aa\u14d7 \u1405\u1593\u1456\u14c4\u1466.  <\/span><\/p>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-16ecfd8\" data-id=\"16ecfd8\" data-element_type=\"column\">\n\t\t\t<div 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\u140a\u1405\u14da\u1466\u144e\u1528\u1405\u14ea\u14d7\u14c2, \u1450\u14f4\u1405\u14aa\u144e\u1466\u144e\u1528\u1405\u14ea\u14d7\u14c2, \u1583\u1405\u1528\u14f4\u1585\u144e\u1405\u14ea\u14d7\u14c2 \u140a\u14bb\u14aa\u14d7 \u144e\u14a5\u1405\u152b\u1466 \u1431\u1559\u14ea\u14d5\u140a\u144e\u1455\u1405\u14c2\u158f\u14d0\u14c4\u1466 \u140a\u14a5\u14f1\u1472\u14ea\u14da\u14d0\u14c2\u14c4\u14c7\u14d5\u14d0\u14c2 \u1450\u14d0\u1593\u1555\u1583\u1585\u1450\u14c2\u1466 \u1431\u148b\u140a\u1585\u144e\u1455\u1405\u14ef\u14aa\u152a\u14c2\u1466. \u1456\u1483\u146f\u140a \u1431\u14d5\u1546\u14c2\u1593\u1466 \u1403\u1472\u152a\u1585\u14f0\u1583\u1466\u1455\u1585\u1450\u1585 \u1403\u14d5\u1585\u146f\u14ef\u1550\u14a5\u1466 \u1450\u14d0\u1593\u1555\u1583\u1585\u1450\u14c2\u1466 \u1431\u1559\u14ea\u14d5\u140a\u153e\u152a\u14ef\u1405\u152a\u14c2\u1466, \u140a\u153e\u1528\u1405\u158f\u1466\u1450\u1483\u146f\u1466 \u1450\u14f4\u1405\u14aa\u144e\u1466\u144e\u14c2\u1550\u14a5\u1466, \u1431\u14d5\u1546\u1583\u144e\u1483\u14f4\u14c2\u1466 \u140a\u1585\u146d\u1483\u14ef\u14c2\u1550\u14a5\u1466, \u14c4\u14c7\u14d5\u14d0\u14c2\u1466 \u140a\u14bb\u14aa\u14d7 \u1472\u1450\u153e\u1528\u1583\u144e\u148b\u152d\u158f\u14d0\u14c2\u1466\u1403\u14c4\u1403\u1466 \u14c4\u14c7\u14d5\u14ab\u1593\u14c2. \u14aa\u14da\u1403\u152d \u140a\u1450\u1585\u1438\u1466\u1450\u1585 \u140a\u153e\u1528\u148c\u14d0\u158f\u1466\u1450\u14c2\u1466 \u1583\u1405\u1528\u14aa\u152d\u158f\u14d0\u14c2\u1466 \u140a\u14bb\u14aa\u14d7 \u1472\u1450\u153e\u1528\u1583\u144e\u148c\u14d0\u14c2\u1550\u14a8\u1593\u152a\u14c2\u1466 \u1583\u1405\u1528\u14f4\u1585\u1450\u14c2, \u140a\u1450\u1585\u1450\u14c2 \u140a\u1450\u14da\u1405\u1585\u14ef\u14aa\u152d\u158f\u14d0\u14c2\u1466 \u1403\u14c4\u1403\u1466 \u14f4\u14c7\u153e\u152a\u14ef\u158f\u14d0\u14c2\u1466, \u1403\u14d5\u1585\u146f\u14ef\u158f\u14d0\u14c2\u1466, \u1450\u14f4\u1405\u14aa\u1583\u144e\u148c\u14d0\u14c2\u1550\u14a5\u1466, \u140a\u14bb\u14aa\u14d7 \u14c4\u14c7\u14d6\u1466 \u1431\u1559\u14ea\u14d5\u140a\u144e\u1455\u1405\u14c2\u158f\u14d0\u14c2\u1466. \u14f4\u14d0\u158f\u14c2\u158f\u1466 \u1403\u14da\u1583\u1585\u1450\u1466 \u14c4\u14c7\u14d5\u14d0\u14c2\u1466 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